AI accounting agents for enterprise finance teams
HQ: Munich, Germany | Founded: 2025 | Employees: 7 | Stage: Seed | Website: https://www.gofinto.com
Finto develops specialized autonomous AI agents for enterprise accounting. The agents handle invoice verification, account coding, three-way purchase-order matching (invoice, PO, goods receipt), and direct posting into enterprise ERP systems. Integrates with SAP, Microsoft Dynamics, and DATEV. The majority of invoices at early customers run without human touch. Founded in 2025 by Jonas Morgner (CEO), Linus Boehm (CTO), and Lorenz Neuner (CPO). Morgner was Head of Business Development at TradeLink (SCM SaaS, raised $15M from Insight Partners and Point Nine), joining as first employee and building from 0 to product-market fit. Neuner was Product Lead at TradeLink, working with Morgner for 4+ years. Boehm was Engineering Lead at Tacto (procurement SaaS, raised $55M Series A from Sequoia and Index Ventures), joining as first full-time employee and scaling from pre-seed. YC Summer 2025 batch. Raised $3.4M seed from Y Combinator, Gradient (Alphabet/Google AI fund), and Lightspeed Venture Partners. Deliberately chose to remain headquartered in Munich to be close to European enterprise customers, talent from TU Munich, and the SAP ecosystem. 7 employees.
Finto has a strong founding team with enterprise software experience from TradeLink (Insight-backed) and Tacto (Sequoia-backed). The $3.4M seed from YC, Gradient, and Lightspeed is a strong signal. Deep SAP/DATEV integration is a real moat for European enterprise accounting. The decision to stay in Munich (close to customers and SAP HQ) is strategically sound. Key risk: enterprise sales cycles are long; competing with existing AP automation players like Bill.com, Tipalti, and SAP's own Concur.
Browse: Home | Blog | About | All Startups A-Z | View full profile on StartupWiki