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Earned Wage Access for employees
HQ: Madrid, Spain | Founded: 2020 | Employees: 50 | Stage: Series B | Website: https://payflow.es
Payflow is an earned wage access platform allowing employees to access earned salary on-demand. B2B SaaS (employer pays; employees free). Integrates with 60+ HR/payroll systems. Covers 99%+ of payslips across 4 markets (Spain, Portugal, Colombia, Peru). Flexflow Mastercard for flexible benefits (food, transport, childcare). Founded by Avinash Sukhwani (MIT/Cambridge/BCG) and Benoit Menardo (MIT/INSEAD/Bain). YC S21. $94M raised ($24M equity + $27M debt). HQ Madrid.
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